What is the timeline for Chapter 7 Bankruptcy?
Chapter 7 Bankruptcy only takes a few months to complete.
The first step is to come into our office for a free consultation. Our experienced bankruptcy attorneys will sit down with you face to face. They will evaluate your debt and income situation as well as provide you with options for your unique situation.
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After that consultation, if Chapter 7 Bankruptcy is right for you, you will work with our office to prepare your bankruptcy petition. We will then carefully review your case and ensure that we have all the necessary documents to provide to the Court. Once everything is in order, we will then file your case. After your case is filed you can expect to attend a bankruptcy conference with your assigned Chapter 7 Trustee. This meeting normally lasts five to ten minutes. It is not in a courtroom or in front of a bankruptcy Judge. Within two or three months from the meeting you can expect to receive your discharge. A discharge is the court order that eliminates your legal obligation to pay a debt. There are two online courses that you will need to complete, namely credit counseling and financial management. Our office provides in-office computers for you to use, as well as personal assistance from our staff. One course will be taken prior to the bankruptcy being filed and the second course is taken after the case is filed.
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