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Can I buy a house or a car while I’m in bankruptcy?

It is possible to purchase a house or a car while you are in bankruptcy. If you plan on financing the property, you will need to get court permission. Permission can be obtained several ways depending on the type of bankruptcy you are in and where you stand in the bankruptcy process. If you are a chapter 7 Debtor, you can either wait until your case is discharged or have our office file a Motion to Incur Debt with the court. You will need to consult with your attorney or paralegal to determine if there are any additional attorney fees involved. In order to have the motion filed, you must provide all finance documents, which we will provide to the court. If you are a chapter 13 Debtor and your case is not yet confirmed, you will need to have our office file a Motion to Incur Debt. You will need to consult with your attorney or paralegal to determine if there are any additional attorney fees involved. In order to have the motion filed, you must provide all finance documents, which we will provide to the court. If you are a chapter 13 Debtor and your case is confirmed, you can request permission from the Trustee. You will need to go through our office to do so. Please provide our office with the completed Incur Debt Packet. Once we receive the completed packet along with all requested documents, we will forward it to the Trustee. The Trustee will then review your request and provide you with their response in writing. In this method there are typically no attorney fees involved. However, not all Chapter 13 Trustee offices allow this procedure.