Welcome to Virtual Paralegal
We developed Virtual Paralegal to complement the information our clients receive from our attorneys
and staff. Have you been up all night wondering if a particular unsecured debt can be included in your
Chapter 7 Bankruptcy? Are you thinking about coming in to the office, but you want to know more about
Chapter 7 Bankruptcy and Chapter 13 Bankruptcy before you arrive?
You can always call the office to receive an answer from one of our qualified Attorneys or Para-Legals, but now you have the option to research this information on your own and receive an answer instantly!
Popular Questions
Q:Can I buy a house or a car while I’m in bankruptcy?
A:It is possible to purchase a house or a car while you are in bankruptcy. If you plan on financing the property, you will need to get court permission. Permission can be obtained several ways...
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Q:How much of my Income Tax Return will I receive in my Ch. 13 case??
A:
SUBJECT TO CHANGE BY THE TRUSTEE WITHOUT NOTICE:
Refund up to $2,000.00 - unless otherwise ordered by the Court, the Trustee is hereby authorized to receive, endorse, deposit, and...
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Q:Why did I receive a Proof of Claim from a creditor in the mail?
A:A Proof of Claim is a signed statement describing a creditor's claim. We provide a copy to you so that you can approve the amount being listed or object to the amount shown.
Q:What will happen at the Motion to Extend Stay hearing?
A:The purpose of the hearing is to determine if the bankruptcy protection should be extended through the remainder of your case. The Judge will inquire as to the reason that the prior case was...
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Q:Who must attend the 341 Meeting of Creditor's?
A:Anyone who was on the bankruptcy filing. So, the debtor (w/ spouse in joint case) must be present to be questioned under oath by the trustee and by creditors.
Recent Questions
Q:Why do I have to list all my creditors?
A: The creditors have to be listed because you cannot give preference to which creditors are included in your bankruptcy.
Q:Can I keep my car and home if I file Bankruptcy?
A: Yes you can, but we need to get you in for a FREE consultation so the attorney’s can look at your financial situation and determine what options you have.
Q:Who will find out if I file a bankruptcy?
A: All necessary creditors will find out that you have filed. These creditors must be notified in order to protect you against any penalties and fees. However, a bankruptcy is only discoverable...
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Q:Does filing Bankruptcy destroy my credit?
A:Text Updated If you had perfect credit, which very few poeple do prior to filing, it would effect your credit for a short time. Since most people have substantially damaged their...
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Q:How much of my Income Tax Return will I receive in my Ch. 13 case??
A:
SUBJECT TO CHANGE BY THE TRUSTEE WITHOUT NOTICE:
Refund up to $2,000.00 - unless otherwise ordered by the Court, the Trustee is hereby authorized to receive, endorse, deposit, and...
[Read More]

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Keep Up-To-Date!
These questions have been updated recently
Recently Updated Questions
Why do I have to list all my creditors?
Can I keep my car and home if I file Bankruptcy?
Who will find out if I file a bankruptcy?
Does filing Bankruptcy destroy my credit?
How much of my Income Tax Return will I receive in my Ch. 13 case??
Where do I send my Ch. 13 First Trustee Payment and how (per trustee)?
Can bankruptcy help with a lawsuit that has been filed against me?
Why did I receive a Proof of Claim from a creditor in the mail?
What is the difference between a Ch 7 & Ch 13?
How long does a Chapter 13 take?
When will I be discharge from my Chapter 7?
Will my ex-spouse or be notified of my bankruptcy? What if I have a Domestic Support Order (child support/spousal support)?
I have already filed my case but I need to add a creditor?
Who must attend the 341 Meeting of Creditor's?
I am in the process of filing a Chapter 7 and I now my car is in danger of being repossessed, what can I do?
What documents do I take to my 341 Meeting of Creditor’s?
What will happen at the Motion to Extend Stay hearing?
When will my case be filed?
How fast can I file?
I have not filed my taxes, but I have a signing appt so I need to reschedule.