… Press, the rise in job loss and foreclosures may be causing an increase in domestic violence nationwide.

The article said: “Our children and families are suffering,” said Alane Fagin, who runs a nonprofit group called Child Abuse Prevention Services. “With more layoffs expected, the threat of foreclosure looming over so many and our savings disappearing, even the best parents can feel stressed out and overwhelmed.”

In a nationwide survey, 88 percent of law …

Permalink: /economy/recession-may-be-leading-to-a-rise-in-domestic-violence/

… to irrational, even violent behavior.  Lou Ann Pressler, director of Open Arms (a domestic violence family shelter), a nearly 30% increase in domestic violence has many shelters operating at capacity.  For the first time, persons in need of transitional housing are being placed on waiting lists before they can receive assistance.

Don’t let this be you.  No one likes debt.  Spouses never enjoy struggling through another budgeting session of overdraft fees.  Instead of letting …

Tags: Bankruptcy Domestic violence foreclosure Marriage

According to an article in the Star-Telegram , a 67-year-old railroad retiree is dead after confronting a repo man attempting to tow away his vehicle at 2:30 in the morning.

The article said:

Alone in his mobile home off a winding dirt road, Jimmy Tanks heard a commotion at 2:30 a.m. just outside his bedroom window: Somebody was messing with his car.

The 67-year-old railroad retiree …

Permalink: /repossessions/when-repossessions-become-deadly-how-to-avoid-the-violence/

According to an article at ABC News, the foreclosure crisis has just taken an ugly and violent turn as two mortgage loan agents claim that they were attacked, tortured and robbed by disgruntled homeowners facing foreclosure.

The article said:

“A California couple and three accomplices were charged in the case. They are accused of beating and torturing the two loan-modification …

Tags: foreclosure Loan Los Angeles Mortgage Violence

… debt, you may be able to sue them during bankruptcy.

If a creditor has threatened you with violence, you may be able to sue them during your bankruptcy.

If a creditor has made false claims such as saying they are attorneys, government officials, that you can be arrested for failing to pay, misrepresented how much money you owe or claim that papers they sent you were legal forms when they were not, you may be allowed to sue them during bankruptcy.

When a …

… family.  Some examples include:

Repeatedly calling you on the phone.

Threatening physical violence towards you or your family.

Using profane language or cussing at your children when they happen to answer the phone.

Debt collectors are also prohibited from making false statements.  If they say they are an attorney, ask for their bar identification number so that you look them up on the State Bar’s web site and verify their license.  They cannot threaten to have you …

… the Dallas Morning News article gave the following good advice:

Contact the National Domestic Violence Hotline at 800-799-7233 to learn about affordable housing, emergency assistance funds or utility or rent assistance.

Watch your credit report to see whether anyone has opened credit in your name. For a free annual credit report, go to www.annualcreditreport.com or call 877-322-8228. You can also contact the three credit bureaus (but there may be a fee for the report): Equifax, …

… McGregor, who is 49 and divorced. “It wasn’t drug-related or because of alcohol or domestic violence. Mine was just pure and simple mismanagement and not being prepared. I’ve always worked. I thought I had a pretty good job.”

Being prepared is absolutely essential to keep yourself afloat financially.  Life is full of surprises, job losses, foreclosures, sudden illness etc.  To prevent these inevitable emergencies from sinking you financially you must find out how you will …

… lease if their home has been the scene of a crime. Currently that’s allowed in cases of domestic violence.

Twenty-two percent of Texas foreclosures involve investment properties, many of them rentals. Currently, some renters who have been victims of foreclosure find that they have little time and no money to move. Any legislation passed to protect renters facing foreclosure needs to include some type of financial compensation especially if the renter is given less than 60 days to move …

… right to use force to protect their property, those carrying out repossession are protected from violence. The best action a car owner can take when facing repossession is to file for Chapter 13 bankruptcy as soon as they know that they are unable to make payments. Don’t delay and don’t wait until after your vehicle has been repossessed to file for Chapter 13 bankruptcy, by then it’s probably too late.