… discount cards.

As the forces on Capitol Hill continue to hash out details regarding a national plan of attack for rising health care expenses, local governments are looking to find ways of their own to help their residents cope with the current healthcare and economic crisis.  CBS 11 reported today that Forest Hill will begin offering free prescription drug discount cards.  Forest Hill City Manager, David Miller, explained the need for the program, “Whether or not an …

Tags: Capitol Hill Health care National League of Cities Prescription drug United States

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According to an article in the Dallas Morning News, the national unemployment rate rose to 9.5 percent as employees suffered 298,000 job losses in August. But increased job losses and high unemployment hasn’t stopped many companies from enjoying higher productivity.

The article said:

“… U.S. worker productivity rose in the second quarter at the fastest pace in almost six years as companies squeezed more out of remaining staff to boost …

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As the forces on Capitol Hill continue to hash out details regarding a national plan of attack for rising health care expenses, local governments are looking to find ways of their own to help their residents cope with the current healthcare and economic crisis. CBS 11 reported today that Forest Hill will begin offering free prescription drug discount cards. Forest Hill City Manager, David Miller, explained the need for the program, “Whether or not an individual …

Permalink: /dallas_attorney/healthcare-relief-through-city-of-forest-hill/

… to an article in the Star-Telegram, the unemployment rate rose in January 2009 in 99.7 percent of cities tracked by the Labor Department. By comparison, in January 2008 unemployment t rose in only 63 percent of the cities tracked. And the economy continues to sour as the high number of job losses is expected to send the unemployment rate soaring above 10% nationwide.

Many experts even suspect that the Obama administration’s $787 billion stimulus package won’t do much to stop the …

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National Guard and Reservists Debt Relief Act of 2008 is an Act to amend the Bankruptcy Abuse Prevention and Consumer Protection Act to exempt for a limited period, from the application of the means-test presumption of abuse under chapter 7, qualifying members of reserve components of the Armed Forces and members of the National Guard who, after September 11, 2001, are called to active duty …

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… is this program just a government sponsored no-money down scheme that could increase the number of foreclosures in the long-term?

According to an article in the Star-Telegram, the tax credit has already had a big influence on the housing market encouraging many first-time buyers to make the leap into homeownership.

The article said:

“The National Association of Realtors estimates around one-third of home sales this year reported nationally are first-time home buyers. In a normal …

Comment by Jacob Decker: … shrinking of the elasticity in the …

Tags: foreclosure Loan Mortgage National Association of Realtors Tax credit U.S. Housing Market

… in applying for student loans.  Historically, students and parents borrowed money for a majority of college expenses. However, over the last two years, more parents and students are become more prudent in their choices regarding college to alleviate many of the problems with student loans.

According to an article in the Austin American Statesman, “A National Association for College Admission Counseling survey released this month showed 71 percent of high schools reported that more of …

Tags: Education National Association for College Admission Counseling Student Undergraduate education United States

… state’s unemployment rate is currently 6.7 percent, far below the nationwide unemployment rate of 8.9 percent.  However, with an unemployment rate of 6.6 percent, Dallas- Fort Worth has the highest unemployment rate among the state’s four largest cities.

The article said:

“While the Texas unemployment rate remains substantially lower than the national rate, it is of real concern that Texans who have lost their jobs through no fault of their own are having a difficult time finding …

In the case of Mabry v. U.S. De­partment of Education National Payment Center the bankruptcy court discharged the student loans of a debtor because they thought it unlikely that the debtor would ever have meaningful employment and that he would never be able to repay his student loans.

The debtor who is currently “penniless, homeless, unemployed and receiving food stamps” graduated from the …

… delinquent on their mortgage and facing a possible foreclosure.  Currently, the percentage of Texas homeowners who are delinquent and facing a possible future foreclosure is 10.3 percent, only slightly less than the national average of 10.44 percent.  Last year, a record 61,000 homeowners in Texas lost their home to foreclosure and that number is feared to increase this year.  Many analysts and “experts” lament the current foreclosure crisis; but fail to recognize the power of …

… collection companies who scammed consumers into paying money they did not really owe.   A total of $1.6 million was recovered from the debt collection scammers and will be distributed to 24,916 consumers.

In 2003, the FTC sued three companies, operating under the name National Check Control, charging them with harassing and abusing consumers, falsely threaten­ing criminal prosecution, illegally communicating with third parties, collecting amounts that were not due, and other violations …

… however this trend could land some start-ups in financial straits.

A recent survey by the National Small Business Association found that a third of firms can’t get adequate financing. Many small-business owners are just treading water. “The situation has become acute,” said Jerry White, executive director of Southern Methodist University’s Caruth Institute for Entrepreneurship. “I see quite a few people who are just getting by. It takes persistence and a little creativity, …