… pre-bankruptcy planning can be made. Providing your bankruptcy attorney with accurate and timely information can help him/her maximize the benefits you receive from filing bankruptcy.

Source: Consumer Bankruptcy News, Volume 19, Issue 18, page 18

Tags: Bankruptcy Divorce Lawyers and Law Firms Legal Information

… court dismissed two debtors claim that they were harmed by a creditor when the their personal information was included in a proof of claim.

The details of the bankruptcy case:

“The debtors alleged that Green Tree Servic­ing violated state and federal law by including their per­sonal information in a proof of claim and motion for stay relief filed with the bankruptcy court. The court dismissed the debtors’ cause of action under the state’ unfair trade practices act because the …

Permalink: /bankruptcy/creditor-reveals-debtors-personal-information-in-a-proof-of-claim/

… an article in the Star-Telegram, an estimated 80 percent of low-income Americans seeking help at Legal Aid centers nationwide are turned away. The large percentage is mostly caused by more Americans facing job losses, foreclosure and bankruptcy and needing legal assistance.

The article said:

“The crush of new clients comes as the cash-strapped agencies cut staff and services.

The nonprofit Legal Services Corp., which funds more than 900 legal-aid offices nationwide, says that …

Permalink: /dallas_bankruptcy/legal-aid-turns-away-80-of-americans-seeking-help/

… American Bar Association said they would support increased federal funding for poor people needing legal assistance. Currently there is legislation making its way through Congress to increase legal aid funding for the poor.

The article said: Legislation introduced in March by Sen. Tom Harkin, D-Iowa, would nearly double the budget for Legal Services, which Congress created 35 years ago, and lift restrictions on the kinds of cases legal aid lawyers can file.

Currently, The Legal …

Permalink: /breaking-news/more-legal-aid-for-the-poor/

… and resold so often that they can “develop” errors.  Every debtor has the right to accurate information and has the legal right to request that a debt collector prove that the debtor in fact owes what they say they owe.  Also, the debt collector can be requested to prove that they are in fact authorized to collect on the debt.

Myth : The debt collector has the right to speak to me in a demeaning and humiliating way since I owe this debt and didn’t pay it.

Fact :  Debt …

… including the transfer of real estate to family and/or friends.  If you fail to disclose this information you could face a dismissal of your bankruptcy case.  Also, if you transfer property to someone else before filing bankruptcy, the bankruptcy trustee could demand that property be returned to the bankruptcy estate.  The same rule applies to other assets such as cash.  If the transferee fails to surrender the property to the bankruptcy court, they could face legal trouble. …

… his receipt of a client’s fee, failed to promptly comply with a reasonable client request for information, failed to keep a client reasonably informed about the status of the client’s legal matter, and failed to cooperate in a disciplinary proceeding.

The foundation of any successful bankruptcy proceeding is having a competent attorney by your side. Below are seven signs that your bankruptcy attorney is incompetent. If you notice any combination of these signs you may want to look …

… run their credit report.  Please take a careful look and challenge any inaccurate information.  If information is inaccurate the credit bureaus are obligated by law to change or delete incorrect information. Also, they cannot report debts beyond the legal time limits. Chapter 7 bankruptcy is reported for 10 years and Chapter 13 bankruptcy is reported for 7 years.

Assess your financial situation. What are your debts, expenses and income?  Write …

… and not mention it to their spouse. Here’s why that’s always a bad idea:

While you have a legal right to file bankruptcy alone even if you’re married, keeping news of your bankruptcy filing from your spouse is nearly impossible.  If you stop paying your creditors in anticipation of your bankruptcy filing, they will begin calling (before you file) and your spouse will eventually pick up one of those phone calls.  Also, he/she may eventually notice the …

… lack the time to keep ahead of the avalanche of interpretations, so you absolutely must find a legal representative who’s up to snuff.”

Anyway, if you do the math you can see that there are now several more volumes that interpret the laws of bankruptcy.  The interpretation of the laws will play an important part in the decisions you make regarding your bankruptcy, so you shouldn’t try and go at it alone.  The questions you will have range from “When should you file?”, “What …

You are protected under the Bankruptcy Protection Act if a creditor tries to collect on a discharged debt.

The relief you will have after your bankruptcy is discharged is huge.  Just imagine going from one day not knowing how you are going to pay your bills to the next day having several of your debts wiped clean.  This relief is substantial for most people, but sometimes creditors try …

Tags: Bankruptcy Lawyers and Law Firms Legal Information Services

Get bankruptcy information from a qualified attorney.

Everyone likes to learn new ways to save money.  Several web sites are dedicated to groups of people sharing ideas and giving pointers on the latest sales, the best coupon, or how to make family time fun on a budget.  Each of these is chalked full of good advice on general topics.  However, a thread on one of them concerned me last month.  A wife …