Congress was getting bombarded with people saying that the IRS was treating them terribly, so they did something about it.

Even though the IRS still has a bad reputation with a lot of people, it is still considerably much easier to deal with than it was just a few years ago.  The IRS was actually forced [...]

Let’s roll back the clock a bit. Assume it is 2003, and you are in the middle of filing your taxes. You realize that, for one reason or another, you did not pay enough in taxes for that year. Instead of getting a nice refund, you now owe Uncle Sam a sum of money that [...]

Most people have at least passing knowledge of wage garnishment–the process of deducting money from an employee’s monetary compensation (including salary) as a result of a court order.  Fortunately for those who find themselves in the unfortunate position of having their wages garnished, these payments are limited by federal law to 25 percent of the [...]

Getting good information early improves debt management decisions.
I have a friend—we’ll call her Jill, who has had a horrible fear of dentists for as long as I’ve known her.  Even if not to the same extreme, most of us share her apprehension.  I can understand her fears based on the horror stories she had described [...]