… number of homeless children in Texas. In a report released by National Center on Family Homelessness, Texas’ children are becoming homeless more often. Five percent of Texas’ children are homeless.

The article quoted Ken Martin, executive director of the Texas Homeless Network:

“… the percentage of Texans without health care insurance, the lack of affordable housing and high poverty rates a “recipe for disaster. At the other end of the scale are people who are way …

Permalink: /foreclosures/foreclosure-crisis-causing-a-surge-in-child-homelessness-in-texas/

… medical treatment after thousands of people pushed and shoved for the opportunity to apply for the Homelessness Prevention and Rapid Re-Housing program which will provide grants of up to $3,000 for homeless and low-income individuals.

The article said:

“Scuffles erupted as several thousand Detroit residents jockeyed, pushed and shoved Wednesday to get free money being offered to only 3,500 of the city’s recently or soon to be homeless.

Several received medical treatment for …

Tags: Detroit foreclosure Homelessness Poverty

There is a must read article in the Star-Telegram that shares the stories of ordinary Americans who suffered job losses and eventually became homeless.  One particular story stood out, about a woman who became homeless after losing her job as a certified nursing assistant.

The article said:

“I never expected this,” said McGregor, who is 49 and divorced . “It wasn’t drug-related …

Permalink: /job_loss_unemployment/job-losses-sometimes-lead-to-homelessness-be-prepared/

When debtors fall behind on their payments, they can often lose access to the very things they need to get their financial lives back on track. Once a debtor is 60 days late on their credit card payments, most credit card companies block the debtor from access additional money on that credit card. They also report the late payment to the credit bureaus which can create a domino effect that …

According to an article in the Star-Telegram, the foreclosure crisis is having an impact on the 2010 Census as more families become homeless due to foreclosure.

The article said:

“Director Robert Groves said he expects some of the census questionnaires mailed out in 2010 will land at empty homes in areas hard hit by the housing crisis…Job losses have left more than 13 percent of …

Tags: foreclosure Homelessness United States

… benefits, many are facing the harsh consequences of foreclosure, bankruptcy and even homelessness. It is important that unemployed workers consider the possibility of long-term employment. If you are an unemployed worker with lost of debt and have been unemployed for an extended period of time considering your bankruptcy options may be a wise decision before your unemployment benefits are exhausted.

… that many of these unemployed Americans are facing foreclosure, lawsuits from creditors and even homelessness as they fail to find work and fail to secure the financial assistance they need. And these aren’t your “average” homeless or indigent population. Many of these Americans are the victims of job losses and foreclosure. They are the people many would consider hardworking and responsible because they sacrificed everything to do the “right thing” and pay their debts …

… renters where facing eviction often with nothing but a few days notice putting them at risk for homelessness.  Fortunately for all of us, Congress passed a law requiring that when a lender or new owner takes possession of a foreclosed property they allow renters to remain in the property for 90 days or allow them to finish their lease.

Under this new legislation renters are made less vulnerable to the financial side effects of foreclosure.  If you’re a renter facing an eviction …

… The legislation, which goes into affect this month, will protect millions of renters who face homelessness because of foreclosures.

Another measure that may pass into law in Texas is House Bill 882. House Bill 822 would prohibit landlords from changing locks or turning off the utilities of renters because of the failure to pay rent.  Currently, Texas landlords who pay the electric bill can turn off the electricity because of a tenant’s failure to pay rent.  If House Bill 882 is …

… not be popular with those in the banking/ mortgage industry, but it would help to fight blight, homelessness and alleviate the affordable housing shortage all in one swoop.

… face a prolonged economic crisis with millions of homeowners facing foreclosure and in some cases, homelessness.

… life insurance plans, all in the name of paying off debt. And many others go even further, facing homelessness because they’ve allowed their mortgage payments to become so delinquent that they have little chance of catching up.

The bankruptcy laws were created to help debtors get a fresh start. If you are a debtor facing crushing debt, don’t delay taking action now. As soon as you see that you aren’t able to make your payments over a period of time, speak to a bankruptcy attorney …