… the most important consequences of the death of a filing spouse during bankruptcy is that the life insurance benefit payout cannot become part of the bankruptcy estate.  For example, if you and your spouse filed bankruptcy in January 15, 2010 and your spouse passed away on January 17, 2010, the life insurance benefit payout you receive will not become part of the bankruptcy under the Texas bankruptcy code.

Under Texas bankruptcy law insurance benefits cannot be seized to pay the debts of …

Comment author: My Spouse Died During Bankruptcy, Will I Lose The Life Insurance … Interest just to Me

Comment by My Spouse Died During Bankruptcy, Will I Lose The Life Insurance … Interest just to Me: … I Lose The Life Insurance … By admin | …

Comment author URL: http://interest.justtome.com/my-spouse-died-during-bankruptcy-will-i-lose-the-life-insurance/

Tags: Bankruptcy Insurance policy Life insurance Texas

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… is suing Turbine Airfoil Designs, Inc. a Texas company, for allegedly not paying employees’ health insurance premiums for five months despite the fact that the company was deducting a portion of the employees’ paychecks for health insurance.  Because of the company’s failure to pay the insurance, Capital BlueCross retroactively canceled coverage, leaving many employees with tens of thousands of dollars in unpaid medical debt.

The article said:

“The civil suit, which names …

Tags: Blue Cross and Blue Shield Association Insurance Lawsuit Pennsylvania

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The cost of medical insurance has continued to rise, burdening both employers and workers. But as the economy worsens many experts are predicting that the cost of coverage could increase as much as 30 percent each year with many employers passing on the increased cost of health insurance to workers.  Many workers, especially those who are living on tight budgets, will choose to drop their coverage making them …

Tags: Health insurance Medicaid Medical Bills

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… “Now with high unemployment, consumers have to reach into their pockets even more to fund their health care.” Americans spend an estimated $294 billion on annual out-of-pocket medical costs annually, to cover everything from doctor’s office co-payments to surgeries and prescription medications. About 25% of that — around $74 billion — is already being charged to regular standard credit cards, according to Kalorama. McKinsey Consulting expects that $150 billion worth of health care …

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According to an article in the Star-Telegram, health insurance companies are offering to reduce rates for millions of women and accept close federal regulation of their industry in an effort to stop the move towards a universal healthcare plan.

The article said: The industry is trying to head off creation of a government health plan that would compete with them to enroll middle-class workers and their families… Instead of a government …

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According to an article in the Star-Telegram, you may be eligible COBRA health insurance subsidies if you suffered a job loss, even if you worked for a small business.

The article said:

Traditionally, most people who leave their jobs can stay on their former employer’s health plan through COBRA, or the Consolidated Omnibus Budget Reconciliation Act of 1985. The idea is to give people access to health insurance while between jobs. The law applies only to …

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According to an article in the Star-Telegram, the health insurance industry is offering to make several concessions in exchange for the government requiring all Americans to signup for private health insurance

The article said:

For the first time, the health-insurance industry offered Tuesday to curb its controversial practice of charging higher premiums to people with a history of medical problems. The offer from America’s Health …

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According to an article in the Star-Telegram, Texas Health Resources is implementing its third round of job losses this year.  More than 100 Texas Health Resources employees have suffered job losses this year, including 23 workers at the Texas Health Harris Methodist Hospital Fort Worth.

The article said:

“The layoffs, announced to employees on Sept. 8, are an attempt to adjust the company’s work force to changing demands for patient …

Tags: Health care Texas Health Resources United States

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… Census Bureau figures states that Texas leads the nation in the percentage of residents without health insurance.  More than 1 out of every 4 Texans are without health insurance, a total of 6 million residents and Texas leads the nation in the numbers of children who go without health insurance.

The article said:

“…Texas had the nation’s highest percentage of children under 18 without coverage – 17.9 percent. Nationwide, the percentage was 9.9 percent.”

Lack of health …

Tags: Bankruptcy Health Uninsured in the United States

… unemployed or self-employed, a cottage industry of “short-term” or “emergency” healthcare insurance has popped up to cash in on the medical insurance gap created by the rising unemployment rate and the increased cost of traditional healthcare insurance. Many Americans sign-up for these healthcare plans that don’t provide coverage for pregnant women, often don’t pay for basic check-ups and have huge deductibles that are as much as $5,000 a year and then when they need to use the …

Permalink: /dfw_metro_bankruptcy/short-term-health-insurance-plans-wont-solve-long-term-problem/

… Morning News reports that in 2009 Texas will allow senior citizens with long-term healthcare insurance to keep more of their personal savings if they need to use Medicaid. Texas insurance officials will offer “private partnership policies” that will offer asset matching protection for those who purchase long-term healthcare insurance. For every dollar an individual uses in coverage from a long-term healthcare insurance policy he/she will be allowed to keep that same amount in their …

Permalink: /breaking-news/texas-gives-seniors-a-break-with-long-term-health-care-insurance-partnerships/

According to a story by the Star Telegram Dallas- Fort Worth ’s job losses grow as Texas Health Resources lays off 49 healthcare workers throughout Texas. Texas Health Resources, which operates 13 hospitals and employs more than 18,000 people, says the layoffs were caused by a drop in the number of people seeking medical care because of the economic recession. According to Texas Health Resources, people are delaying non-urgent medical tests and elective surgeries because of rising …

Comment author: Health

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