Has it been 3 weeks, 6 months or a year since you first applied for mortgage modification so that you could avoid foreclosure?  Has your mortgage servicer lost important documents?  Have they left you on hold for 30 minutes—an hour or “accidentally” dropped the line?  What about the quality of information you receive about avoiding [...]

Every since the new legislation passed restricting credit card companies’ ability to raise interest rates, among other things, credit card companies have been using every dirty trick in the book to “get back” at borrowers and squeeze every cent out of them. According to an article in the Star-Telegram, some credit card borrowers are reporting [...]

Image by TheTruthAbout… via Flickr

If you have filled out an application for credit with a bank recently you’ve probably noticed that the banks have made a little change to their bankruptcy question.  Before, banks would ask potential customers if they had filed bankruptcy within the past 10 years. Now, banks are asking potential customers if [...]