Review your coverage during open enrollment

According to an article this Sunday in the Dallas Morning News, “It’s open season, and time to rethink your health plan,” this is the year to rework and review your health insurance coverage. Over the last several months, many workers crammed in last minute medical care in anticipation of job [...]

As credit availability diminishes, credit scammers are having a feast at the expense of many Americans who desperately need access to credit.  One of the most common credit scams is the “advance fee loan.”

The Way It Works

Credit scammers target consumers who are having financial problems, facing foreclosure or delinquent on their credit card payments.  These [...]

Most people have at least passing knowledge of wage garnishment–the process of deducting money from an employee’s monetary compensation (including salary) as a result of a court order.  Fortunately for those who find themselves in the unfortunate position of having their wages garnished, these payments are limited by federal law to 25 percent of the [...]

Forest Hill set to offer free prescription discount cards.
As the forces on Capitol Hill continue to hash out details regarding a national plan of attack for rising health care expenses, local governments are looking to find ways of their own to help their residents cope with the current healthcare and economic crisis.  CBS 11 reported [...]

If you’re in financial hot water, it may be too late to do anything but consult an experienced Fort Worth bankruptcy attorney to help bail you out.
If you’re in financial hot water, it may be too late to do anything but consult an experienced Fort Worth bankruptcy attorney to help bail you out.  However, even [...]

The Star-Telegram has an interesting article about the energy efficient tax credits offered by the government, but some caution is advised. There’s already an energy star tax incentive offered by the federal government which you can find out about at www.energystar.gov; but now the U.S. Energy Department will distribute $300 million through state programs which [...]

Your guide to home ownership after bankruptcy.
Purchasing a home after bankruptcy is easier than most people think.  In Fact, in as little as one and half to two years you can be ready to buy again.
The first step in getting prepared to buy a house is to start getting your credit in order.  It usually [...]

This economy is tough and many seniors are facing financial issues they certainly never expected to face in the golden years.  Foreclosures are rising for many seniors who refinanced or upgraded their homes during the boom and many are finding it difficult to keep their heads above water financially.  But should seniors sell their life [...]

In the Chapter 13 bankruptcy case of (Smith, David B. and Susan L.; In re) the bankruptcy court denied a motion to approve/disapprove an agreement to modify a residential mortgage.
The bankruptcy case details:
“The Chapter 13 debtors asked the bank­ruptcy court to approve a modification of their home mortgage. The lender agreed to reduce the mortgage [...]

Google the term “garden” and you will find information on over a hundred gardens that were designed by long past queens or extravagant millionaires.  However, one of the most beautiful gardens is in our own backyard, the Fort Worth Botanical Gardens.  If you have never strolled the gardens, then you are past due for a [...]

Most debtors hear the phrase “debt to income ratio” and they aren’t sure what it means exactly. In a nutshell, a debtor’s debt to income ratio is the percentage of debt they have in ratio to their income.  This debt to income ratio is used by credit card companies, mortgage lenders, car financers and others [...]

Ah, do you feel that weight lifted off your shoulders?  You have successfully filed bankruptcy, and in doing so, you have made your first step toward repairing you credit.  It feels liberating to not have creditors calling you on a nightly basis with sometimes-hostile demands that you make payments you can’t possibly afford.  Instead of [...]