Dallas Bankruptcy Lawyers
Bankruptcy sparks intense emotions in many people. The credit card industry has spent billions of dollars trying to establish a stigma surrounding bankruptcy. We at Allmand & Lee know that bankruptcy is a valid and necessary option for many people. We know you would pay your creditors if you could. It is our mission to help people through the bankruptcy process, as well as dispel myths and restore family's piece of mind. Chapter 7 and Chapter 13 bankruptcies are powerful tools to help you build a strong financial foundation.
Who files for Bankruptcy in Dallas and surrounding areas?
We have divided those people who file for bankruptcy into three categories based on our ample experience as bankruptcy practitioners. We have filed thousands of cases over the years, and people tend to file because of
- Reduction of Income
- Medical Illness and
- Deceptive Lending Practices
Category one is comprised of people who have had a loss of income due to various factors, including loss of job, reduction of income, death or other tragedy. The way that most people live today is paycheck to paycheck. If you do not have six months of living expenses set aside then you could face losing your home or car. Bankruptcy is designed for people precisely in this situation to avoid the loss of property and everything that they have worked for.If this sounds familiar, fill out our
form for more information.
Category two is comprised of people who have had a severe medical illness. Most people do not have medical insurance and are forced to use credit cards to finance medical bills. If an unexpected medical issue arises it can be very devastating for you financially. Using credit cards to finance medical bills is a leading cause of filing bankruptcy. If this is you, please fill out our
form to obtain more information.
Category three is deceptive lending practices. Credit card companies fill your mailbox every day with credit card applications and checks to get loans. Buried in the fine print is the sad truth that interest rates are astronomical and they won't work with you if you get behind. No one wants to file bankruptcy and every one wants to pay their creditors. When credit card companies are only interested in filling their own pockets, people have to file bankruptcy. Credit card companies don't offer you relief from your debt. They apply payments to interest first and tack on outrageous fees. You are constantly going in circles and not getting anywhere trying to pay down your debt. By filling out our
form we can provide you with information specific to your situation.
Why do people file for Bankruptcy?
Now you know who files for bankruptcy, let me share with you the power that bankruptcy provides. Bankruptcy stops all collection efforts including lawsuits, creditor calls, garnishment, and harassment. Bankruptcy will also stop repossession and foreclosures as well as evictions. Bankruptcy restores your personal financial power over your creditors and allows you to pay them back on terms that you can live with and afford without their high pressure collection efforts. Bankruptcy laws are complex. That is why it is important you have competent representation. Allmand and Lee are experienced Dallas bankruptcy attorneys. Bankruptcy is our only area of practice and Mr. Allmand is board certified in consumer bankruptcy by the Texas Board of Legal Specialization.
We have attempted to streamline the process to make it easy for you to get valuable information from a qualified Texas bankruptcy lawyer at Allmand and Lee. All you have to do is fill out our
form to get started. With the information you provide, we will be able to get a clearer picture of your financial situation and advise you of all your options.
Dallas Foreclosure Attorneys
We dedicate ourselves to solely filing bankruptcy cases which includes stopping foreclosure and repossession of your home and assets. We practice in Addison, Dallas, Duncanville, DeSoto, Cedar Hill, Coppell, Plano, Garland, Irving, Las Colinas, Grand Prairie, Richardson, Denton, Flower Mound, Lewisville, Carrollton, McKinney, Sunnyvale, Allen, Frisco, Mesquite and many other surrounding cities. Our staff includes over 20 years of experience combined. Mr. Allmand is board certified in consumer bankruptcy by the Texas Board of Legal Specialization and maintains a high level of professionalism in all aspects. The employees of Allmand & Lee are professional, kind and understanding to each clients specific needs and circumstances.
- Dallas Bankruptcy - Chapter 7 vs. Chapter 13
- A Chapter 7 bankruptcy is basically straight liquidation. Once find out you are eligible for a Chapter 7 bankruptcy by completing the Means Test and your bankruptcy attorney files your bankruptcy schedules, you then file your case and go to your meeting of creditors. All non-exempt assets are sold in order ...
- The Chapter 7 Bankruptcy ‘Means Test’
- Congress developed the Chapter 7 Means Test as part of the Bankruptcy Abuse and Consumer Protection Act of 2005. The Means Test consists of a form where you enter in information about your pay over the last six months to determine your current monthly income average. In the next step your ...
- Credit Counseling vs. Bankruptcy
- If you’re looking at filing bankruptcy, chances are you’ve already considered and ruled out credit counseling. After all, completing a credit counseling course is now required fare for potential bankruptcy candidates under the Bankruptcy Abuse and Consumer Protection act of 2005. The counseling course can be done online, over the telephone, ...
- The New Bankruptcy Act - What It Means To YOU
- The New Bankruptcy Act In 2005 Congress passed the Bankruptcy Abuse and Consumer Protection Act. While The Act does change some of the criteria and processes for filing bankruptcy, many people have the misconception that the new laws make it nearly impossible to qualify. This is simply not true. Although The Act was ...
- Live In Fort Worth, TX? Here’s What You Need To Know About Bankruptcy
- Today it is more important than ever to hire a competent, knowledgeable Fort Worth bankruptcy attorney to guide you through the process. When you’re making the decision as to which Fort Worth bankruptcy attorney to hire, find an attorney that specializes in bankruptcies in Texas.
5646 Milton Street, Suite 120
Dallas, Texas 75206
Phone: (214) 265-0123







